According to a recent iVOX survey commissioned by Provident, 70% of Romanians believe that it is easier to access a 100% online loan than a traditional one. The main reasons for this preference are the transparency of conditions and associated costs, as well as the speed of approval and the simple application process.
Key findings of the survey:
70% of Romanians believe it is easier to access a 100% online loan than a traditional loan.
43% of Romanians feel anxious and stressed when they realize they need a loan.
37% of Romanians feel optimistic that they can access a financial solution to solve a problem.
Transparency of conditions and associated costs is the most important factor for Romanians when choosing a loan.
Speed of approval is the second most important factor for Romanians when choosing a loan.
A simple application process is the third most important factor for Romanians when choosing a loan.
The survey also found that:
Romanians are increasingly turning to online channels for their financial needs.
Online loans are seen as a more convenient and less time-consuming option than traditional loans.
Romanians appreciate the transparency and flexibility of online loans.
Overall, the survey suggests that online loans are becoming increasingly popular in Romania as borrowers seek more convenient and transparent ways to access credit.
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